Feb 26 Why the Surge in Car Thefts
A puzzling invitation to auto theft is increasingly sitting in the unoccupied car’s cup holder—the key fob. After many years of car theft declines arising from improved technology, we are now seeing a surge in this unfortunate crime. This spree, worsened perhaps by the pandemic, can be attributed to largely one factor: human carelessness. No hot wire is needed!
Jan 29 Dangers of Space Heaters
It is always nice to be snuggly and warm during the winter nights, but many of us use space heaters to keep us warm. They can be dangerous and the biggest threat is fire. Fire is caused by the overloading of circuits and power failures. Last year, there were 55,000 fires, 450 deaths, and more than 1,500 injuries due to space heaters.
With so many situations affecting our businesses this past year, such as COVID-19, lock downs, and remote employees, it is important to review annually your procedures to restore critical business functions in the event of an unplanned disaster. These disasters could include natural disasters, security breaches, service outages, and other potential threats.
Not training your workers regarding COVID-19 can result in fines and lawsuits. Sixteen states have passed emergency temporary standards requiring employers to train their workers on COVID-19 workplace safety protocols. Every state enforces things differently, so it is important you know what your state requires.
Aug 28 OSHA COVID-19 Materials
OSHA has issued new posters and guidance booklets for businesses. They are free and available in multiple languages. Go to https://www.osha.gov/pls/publications/publication.searchresults?pSearch=coronavirus%7Cadd+to+cart and select the materials right for your business.
Jul 31 Stroke Warning Signs
Stroke kills about 14,000 Americans each year – that’s 1 out of every 20 deaths. Someone in the United States has a stroke every 40 seconds. Every 4 minutes, someone dies of stroke. Every year, more than 795,000 people in the United States have a stroke, according to the CDC.
We are in the midst of the hurricane season which generates tropical storms throughout the United States. 2019 is predicted to produce 16 name storms and reach tropical-storm strength or greater, with eight hurricanes with at least one potentially hitting land-fall.
Jun 26 D&O rates are set to climb
According to a report by AM Best, Directors and Officers liability insurance rates are likely to double in the wake of the COVID-19 pandemic as insurers respond to increased shareholder litigation over the past three years and future litigation over coronavirus-related exposures.
At Fish-Johnson Insurance we insure everything under the rainbow. Call us at 319-233-3335 to discuss all your insurance needs.
If you use baby monitors or wireless cameras, you are at risk for being hacked by cybercriminals.
West Bend Insurance Company recently recognized Fish-Johnson Insurance Agency as achieving their “Preferred” level of recognition in the company’s Preferred Partners agency awards program. The Preferred Award achievement level is based on the agencies profitability, growth and West Bend’s position within the agency. Fish-Johnson Insurance has been recognized for such an award in each of the last two years. This award earned Fish-Johnson a trip to Nashville, Tenn., however the trip has been canceled due to the Coved 19 virus. Fish-Johnson has represented West Bend Insurance since 1990.
OSHA has reminded employers of their reporting requirements for workers with coronavirus, and provided guidance as to how to complete the form. In addition, they created a brochure, “Guidance on Preparing Workplaces for COVID-19”, which you can download. If you need any assistance, please contact us at the agency.
To combat the opioid crisis and lower drug costs, the National Council of Insurance Legislators adopted the Worker’s Compensation Drug Formulary Model Act. The purpose of the act is to establish a drug formulary for use in states’ workers’ compensation systems in order to facilitate the safe and appropriate use of prescription drugs in the treatment of work-related injury and occupational diseases. Each state will use this framework to establish their own policy.
If you are planning on giving jewelry, we recommend you have it appraised, and then call us so we can protect it with the right insurance. February is also National Heart Month. We encourage you and your loved ones to schedule a check-up to help fight against cardiovascular illnesses and disorders.
Feb 07 Wear Red Today
Wear Red Day is dedicated to raising awareness about heart disease in our communities. Heart disease is the leading cause of death in the United States. Pledge to be more active to protect your heart by moving more, eating healthy, managing stress, not smoking, and getting quality sleep.
As we start 2020, it is a great time to review and update your Employee Handbook. With the advent of ransomware and cyber breaches, it is important to communicate to your employees the procedures to be followed as it relates to electronic communications.
Nov 08 Veterans Day on the 11th
As we come together as a nation to celebrate Veterans Day, take a moment to remember friends, family members and colleagues who served in our military. It is thanks to them that we live in the home of the free and the brave. Also, it is a great time to hire a vet.
West Bend Insurance recently recognized the Fish-Johnson Insurance Agency as achieving the “Premier” level of their Agency Awards Program. This recognition earned Fish-Johnson Insurance a trip to Chicago where they participated in West Bend’s celebration of their 125th year in business.
Life Happens, a non-profit organization, has an entire website devoted to life insurance. September is Life Awareness Month and you will find calculators to assist in determining the insurance coverage you need, along with helpful videos and educational pieces. Go to https://lifehappens.org to find out what you need to protect your family and then call the agency to discuss.
Aug 30 History of Labor Day
Labor Day, celebrated the first Monday in September, pays tribute to the contributions and achievements of American workers. It was created by the labor movement in the late 19thcentury and became a federal holiday in 1894 by Grover Cleveland. Labor Day weekend also symbolizes the end of summer.
Safeco Insurance Company has recognized Fish-Johnson Insurance Agency, as a Safeco Elite agency based upon outstanding performance and commitment to serve its customers as a trusted advisor.
Hurricane Season officially begins June 1st. This Spring has been tumultuous with weather activities such as tornadoes, heavy rain and flooding. Now, Hurricane Season is here and experts predict 13 named storms. While activity is slow in the beginning of the season, now is the time to purchase a flood policy to protect your home or business from the devasting effects of water and flooding. Remember, It takes 30-days for a policy to take effect.
May 07 National Small Business Week
As a small businessowner, it is difficult to keep up to date with the latest topics and issues. The SBA is offering a free online conference hosted by the US Small Business Administration and SCORE. For today and tomorrow you can register and attend all or pick and choose the sessions you wish to attend.
If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe. Remember to plan ahead for safe transportation if you are planning to drink. Be careful with your credit card information, as with all the activities, identity theft rings are working to steal your information, and finally, with lots of people in one location, it is important that you know where the exits are.
Jan 18 Corporations Top Concerns
According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events. In addition, workforce skill shortages and legislative/regulatory changes rank as key concerns.
Dec 07 Holiday Safety Tips #1
Holiday Season is a special time of year. And with it comes careless and vulnerability to theft and other holiday crime. For the month of December, we will post a series of safety precautions to help insure you have a wonderful holiday. Our Tip #1 features Shopping at Malls.
Twenty-five million veterans are living among us today. These men and women selflessly set aside their civilian lives to put on the uniform and serve us. On behalf of all the members of our agency, we want to say “thank you” to all our Veterans.
Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in insuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. These Emergency Preparedness and Response pages supplied by OSHA can provide information on how to prepare and train for emergencies and the hazards to be aware of when an emergency occurs. The pages provide information for employers and workers across industries, and for workers who will be responding to the emergency. Go to https://www.osha.gov/SLTC/emergencypreparedness/index.html for specific plans for tornadoes, floods, wildfires, and hurricanes.
These five causes of home damage were identified by the Travelers in their recent report which tracked claims from 2009 to 2016.
No matter what your business, cyber-attacks are an increasingly common occurrence. They not only affect the Internet, but also attack your core business systems. In addition to your cyber liability coverage, you need to implement risk management support.
In May, Small Business Optimism rose to 107.8 - the second highest level in the 45-year survey history according to JobCreators. Income increases hit a 45-year high with a net 35 percent reporting raises for their employees, while positive sales trends are at the highest since 1995. Business expansion plans are the most robust in survey history.
You will need to consider obtaining coverage for your motorcycle. While you can easily add it to your personal auto policy, there might be a better way to provide protection due to numerous gaps in coverage since auto policies were not designed with motorcycles in mind.
Since 1992, April has been designated as Stress Awareness Month. According to the American Institute of Stress, about 90% of all visits to primary care physicians are for stress related disorders, ranging from stomach trouble to heart disease. Job related stress costs American businesses about $150 billion a year.
Have you considered a career in insurance? It’s more than a job, it’s more than “selling” – it’s about working with a client to provide them with the very best insurance coverage to meet their needs and mitigate their risks. It’s a rewarding career.
Dec 14 2017 Ten Most Hazardous Toys
The non-profit, World Against Toys Causing Harm, has released its 2017 list of the ten most hazardous toys. W.A.T.C.H. says consumers buying toys on the Internet are already at a disadvantage, as they are unable to touch and physically inspect a toy and its packaging at the time of sale for more obvious hazards. In some cases, limited product information on e-commerce sites can lead to misinformed, and potentially dangerous, consumer toy purchases.
Oct 20 Tree Maintenance & Care
Fall is a great time to prepare the trees on your property for winter. The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained.
With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance. Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater. We’ve compiled the top eight fall home maintenance tips, along with what you can do to ensure your home stays warm and comfortable this winter.
School is starting and is your child ready? Keeping him/her safe from injury is extremely important. To assist you, we have provided a Safety Checklist from the National Safety Council which speaks to walking to school, riding a bike to school, riding the bus, and then school safety tips such as back-pack related injuries and preventing playground injuries.
Aug 18 Solar Eclipse Safety
We are set for unique experience on Monday, August 21st – a total coast-to-coast solar eclipse. During that time, the sun will be blocked for two minutes and create eerie diamond rings of light, weather permitting. So, if you are watching on tv or seeing it in person, you should be awed.
Aug 04 Family Fun Month
August is Family Fun Month and keeping everyone safe while enjoying the outdoors can be challenging. Here are some safety tips to ensure you have a wonderful experience from the NYSPCC. Practice water, sun, bike, barbecue, and fire safety. To read the entire article, click here.
May 26 Remembering on Memorial Day
As we enjoy this weekend with our friends and family, let us take a moment to remember those heroes who have given their lives, who have served, or who are serving, to protect our precious freedom. They are our true heroes. On behalf of all of us at Eustis Insurance & Benefits, we wish you a Happy Memorial Da