Jun 02 Thinking About Starting a Vegetable Garden
With the cost of food steadily going up, some families are looking to start a vegetable garden. But where do you start. Here are some tips from the Old Farmer’s Almanac which can help.
May 19 Wildfire Season
With all the flooding, heavy rains, and tornados, we now must add wildfires to the list.
Apr 28 Protect Yourself in the Garden
Sun, ultraviolet radiation, can start to burn unprotected skin within minutes. To help protect yourself before going into the garden, these tips are helpful: When the UV level is three or above:
Apr 21 Are you considering buying a classic vehicle?
Do you remember your first car? Do you know what the car is worth today? Classic and collector vehicles are more popular then ever. Not only are they holding their value, but they are growing.
Apr 14 Workplace Violence Awareness
April is a shining a light on Workplace Violence. Courtesy of our Agility Recovery partner, the attached checklistwill help guide your response to a workplace violence situation.
Apr 09 Easter Baskets and Easter Eggs
Ever wonder when Easter baskets and Easter eggs began. You might be surprised to learn that the tradition dates back to the 13th-14th century when baskets were lined with linen and sprigs of boxwood, the Easter evergreen. Baskets contained Easter food samples and brought to the church to be blessed on Holy Saturday.
Americans are so stressed that April has been designated as National Stress Awareness Month.
Mar 24 Roads are getting more dangerous
As a driver you have probably experienced that driving on our roads is getting dangerous.
Mar 17 Watch Out for Potholes
Weather has played havoc on our roads and potholes are popping up on all major highways and side roads. To avoid the hassle and expense of pothole damage, here are some suggestions.
Mar 10 Daylight Savings Time
We will be losing an hour of sleep come this weekend when we move the clocks an hour for Daylight Savings.
Mar 03 Back Up Generators
Power outages are common following storms, and the recent events have left many people without power. Backup generators are incredibly useful, but they do come with risks.
Feb 24 Stock Up on Food and Water
With the current inclement weather working its way across the US, it is difficult to get to the store for essentials. When you can get to the store, we suggest you buy additional supplies of water, powder milk, bread, and commonly used items every week when you shop. Then, when a storm hits, you don’t have to worry. You will have a stockpile of supplies on hand that fit your need.
Feb 17 What to know about fog
With crazy temperatures going from freezing cold to warm conditions, it is not uncommon to experience fog.
Feb 03 Freezing Temperatures and Your Garage
With the extremely low temperatures across the US, one area of your home that you might not have winterized is your garage. Here are a few, quick tips to keep your garage problem-free:
Jan 27 Winter and High Winds
This winter has been brutal. Heavy snow, record rainfall, and high winds have caused significant damage. However, did you know Wind and Hail Insurance Coverages are actually separate insurance policies. These policies help pay the costs to repair or restore your home and property damaged or destroyed from a qualifying weather event.
Jan 20 Ice Skating Safety Tips
Winter is a great time for kids and adults to take advantage of winter sports, especially ice skating. But, just like any activity, there are some risks. So before venturing out to the rink, take a look at some safety tips:
Jan 13 Leading Homeowner's Claims
Ever wonder what the most common homeowners’ claims are? According to Brittney Meredith-Miller at Property Casualty 360, these are the top seven:
Jan 06 Cold weather fire hazards and prevention
Cold weather and keeping warm. It can be a challenge. Some people revert to devises which can be significant fire hazards.
Dec 23 10 Most Common Christmas Day Claims
Wondering what the most common claims are during Christmas? Here they are courtesy of a survey conducted by Selective Insurance:
Dec 16 Dangerous Toys for Children
It is that time of year when you are searching for toys for holiday gifts. As we have done every year, here is the list of most dangerous toys according to World Against Toys Causing Harm to avoid this holiday season.
Dec 09 Holiday Hazards
We are all getting ready for the holidays and there are hazards that you should prepare to insure a “happy” holiday.
Dec 02 Scam URLS to Watch For When Shopping
Nearly 36% of all online retail fraud reports to Better Business Bureau Scam Tracker start when the consumer is lured to a fake website, which tries to impersonate a well-known brand name retailer.
Nov 23 Beware on Black Friday
Friday is the biggest shopping day of the year and scammers/hackers are primed to steal your information. Here are some things to guard for:
Nov 18 Winterize your pipes
With freezing weather coming our way, it is a good time to prepare your home. Here are some tasks that will help to protect your pipes and more from freezing.
Nov 04 Autumn Maintenance Honey Do List
Lots to do before Winter kicks in and here are some maintenance tips to help start to prepare:
Oct 28 Beware of Halloween Candy
This Halloween our children may be targeted with candy that has been tainted with fentanyl and other dangerous drugs.
Oct 21 Worried about being underinsured
According to Steve Hallo in his recent article on Property/Casualty 360, more than half of home and auto policyholders worry about being underinsured.
Oct 17 Breast Cancer Awareness
Every October we focus on breast cancer awareness. From runs to fairs, resources are available to bring you the latest in breast cancer treatments and advances. Breast cancer is the most common cancer among American women.
Oct 07 Cyber Awreness Month
Since 2004, October has been designated as Cyber Awareness Month. Now more than ever, it is critical for businesses and individuals to protect their information. Take the time this month to implement the following:
Sep 30 Child Safety Devises
With our children back to school, some walking and some taking the bus, we worry about our children’s safety. Here are some emergency safety devises to get your child the help they need immediately.
Sep 09 9/11 Remembrances
Throughout this weekend and on beyond Monday, we will all remember exactly where we were on 9/11. We will remember the pictures, the bravery of the men and women in New York, Pennsylvania, and the Pentagon.
Sep 02 Wonder why we celebrate Labor Day?
We are all used to a long Labor Day weekend, but do you know when Labor Day was started?
Aug 26 School Buses
With students back to school and taking the bus, it is good to review a couple of safety tips.
Aug 19 School Supplies
Well, it is finally here, the children are going back to school. Most schools give parents a list of what the student needs; but, if you are not sure what supplies they need, here are recommendations by grade courtesy of school + supplies.
Aug 05 Are you aware of Employee Retention Credits?
Enacted in March of 2020, as part of the CARES Act, business owners can apply for a refundable tax credit designed to reward business owners for retaining employees throughout the COVID-19 pandemic. This credit is available for both small- and mid-sized businesses. You can get up to $26,000 per employee.
Jul 29 Sun & Your Skin
Summer is a great time to spend outdoors especially at the beach. Protecting your skin from skin cancer requires you to protect yourself. Here are tips to stay safe in the sun: from sunscreen to sunglasses courtesy of the US Food & Drug Administration.
Jul 22 Hot weather and food
Hot weather can increase the risk of foodborne illnesses. The microbes that cause food poisoning flourish in warmer temperatures. Using a few simple food safety techniques will help you avoid food poisoning at your next outdoor gathering.
Jul 15 Planning a barbecue this weekend?
Every year there are 5,700 grill fires, causing $37 million in damages, 100 injuries and 10 fatalities occur. July is National Grilling Month and to keep you from becoming one of these statistics, we have some tips to follow according to the U.S. Fire Administration.
Jul 08 Keeping Cool in Summer Heat
If your business has employees that works outdoors, Summertime brings challenges. How do you keep your employees cool and able to work in extreme temperatures?
Jul 01 4th of July Safety
Want to wish you and yours a very happy 4th of July. To help keep you safe, we have these tips regarding fireworks, animals, and food.
Jun 24 Think about getting a dog?
If you saw the Westminster Dog Show, you saw a bloodhound win Best in Show. After watching this show, you may want to go out and adopt a dog. But did you know there are certain breeds you should avoid from an insurance standpoint.
Jun 17 Happy Father's Day
Sunday is Father’s Day - to all the fathers we want to wish you a Happy Father’s Day. You are always there for your children with love, guidance, and patience. Enjoy your day.
Jun 10 Avoid Drinking and Piloting a Boat
If you saw the news lately, you saw that a family was killed by a drunken boat driver. We all want to have fun on the water but drinking and handling a boat are two different things.
Jun 03 Preparing for boat season
It’s here. Launching your boat for the season. But, before you do so, here are some maintenance tips to get you ready. Create your list and check the tasks off one at a time.
May 27 Remembering on Memorial Day
To those who are serving, those who have served, and to those that paid the ultimate price, we remember them all this Memorial Day.
May 20 Business Spring Clean Tips
Steve Hallo from NU Property Casualty 360 in a recent article wrote about an increase in severe weather and storms for the upcoming hurricane season.
May 13 Getting Ready for Barbecue Season
May is known as National Barbecue Month, so we thought we post some grilling safety tips, courtesy of First Alert, to get you started.
May 06 Celebrating Mother's Day
Mother’s Day honors the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. It is always celebrated on the second Sunday in May and started as a women’s movement to better the lives of other Americans.
Apr 29 National Small Business Week
From May 1-7, National Small Business Week honors those entrepreneurs in our country who have introduced a large variety of new ideas to grow our economy.
Apr 25 What is affecting general liability pricing?
Have you been noticing that general liability has steadily trended upward. To help you control your costs, know your risks.
Apr 15 Wonder about the history of Easter Egg Hunts?
With Easter this weekend, communities are celebrating not only with church services but with Easter Egg Hunts. Ever wonder when they began and why?
Apr 08 Foundation Damage Prevention
Spring brings with it rain – lots of it. One area that can be seriously affected and often forgotten is your foundation. Damage can average around $4,000 to up to $10,000 or more.
Apr 01 Cybersecurity Dos and Don'ts for 2022
Businesses are challenged daily with cyber warfare. To try to keep your business safe, here is a list of Dos and Don’ts which you should consider.
Mar 11 Bad weather predicted
Looks like we are in for heavy winds and inclement weather. Make sure that you have secured any outdoor furniture, garbage cans, and children’s toys.
Mar 04 Eye Strain
According to the American Optometric Association, two or more hours of continuous daily use of digital screens can cause computer vision syndrome (CVS).¹ Sustained viewing of screens can increase the likelihood of CVS and related symptoms, such as eye fatigue, blurred vision, headaches, itchy and tired eyes, and neck/shoulder pain. Review these tips to help minimize eye strain.
Feb 25 Are you prepared for a cyber attack?
With the invasion in Russia, Iran and China are posed to attack American businesses. Is your business protected with cyber liability insurance? Now is a good time to contact the agency and obtain a policy. It is also a good time to test your cyber protocols and training.
Feb 18 Heart Healthy
With February being American Heart Month, it’s a good time to look at heart-healthy foods and what you can do to reduce heart disease, the number one killer of Americans.
Feb 11 Workplace Security
With security/cyber breaches a frequent occurrence, it is imperative that a small business put in place the security protocols to protect their business when employees are working remotely.
Feb 07 Prevent Frozen Pipes
Cold weather is affecting our area and with it frozen pipes. To help prevent frozen pipes here are some tips from the Travelers.
Jan 28 Small Business Privacy Protection
Data breaches and cybersecurity threats can threaten the security and privacy of a small business. A cyber attack, for instance, can result in stolen personal data from customers. Some of this data might later be used for identity or credit card theft purposes.
Jan 14 Driving in Inclement Weather
With snow, ice, and heavy rain across the United States, it’s critical you know how to drive in these conditions.
Jan 07 Emergency Go Bag
With the inclement weather across the US, it is time to make sure you have a Go Bag in your vehicles. Just look at the people trapped on US-95 in Virginia without blankets, water, and more.
Dec 24 Happy Holidays 2021
All of us at the agency want to wish you and yours a Merry Christmas and Happy Holiday. We thank all of our clients for their support and look forward to working with them in 2022. Be safe and healthy.
Dec 17 10 Toys to Avoid Buying This Holiday
Every year, the World Against Toys Causing Harm publishes their list of the top ten toys you should avoid buying for holiday gifts. Take a look at the list:
Dec 10 Gizmos That Make Perfect Gifts
Looking for a unique gift for under $60, then take a list of this list of gadgets and gizmos.
Dec 03 Holiday Cooking
We are all doing it - cooking like crazy from turkeys to Christmas/Hanukah cookies, we are spending lots of time in the kitchen. However, with all the frenzied activities, we let safety slip. Take a moment to review these tips to ensure a safe, blaze free holiday season, courtesy of NFPA:
Nov 26 Support Local Businesses
November 27th is Small Business Saturday. Small businesses are the heart of our communities. Shop at a local retailer to find that unique gift or eat at a local restaurant this weekend. According to the American Express Shop Small Impact Survey, 56 percent of small businesses surveyed said this year’s Small Business Saturday event is more critical than ever for their business. Looking ahead to the new year, 78 percent said holiday sales will impact their ability to keep their doors open in 2022. Small Business Saturday 2021 could help to boost small-business owners who continue to face difficulties during the pandemic.
Nov 19 Family Literacy
With the holiday fast approaching, it is a great time for the whole family to get together to enjoy some reading. When you read to your children, you instill in them the fundamental skills for success in their later years in school and life.
Nov 12 New Tool for Employers
As workers are struggling to make ends meet and the coronavirus pandemic drags on, companies are offering a new way to get paid – every day.
Nov 05 Turn Your Clocks Back
This weekend ends Daylight Savings Time. Set your clocks back an hour on Sunday at 2:00 am or as we do before retiring to bed on Saturday giving you another hour of sleep. YEAH!
Oct 29 Ransomware and the holidays
Holidays are the perfect time for an increase in ransomware risks. In 2020 reported losses from cybersecurity complains exceeded $4.1 billion or a 69% increase from 2019.
Oct 22 Halloween & Fun
Looking for ways to have fun for Halloween, here are treats you can create with your families:
Oct 15 Celebrate National Hispanic Americans
October celebrates National Hispanic American Month. As members of our community, you bring a rich heritage and history, culture, and achievements to the United States. Thank you for all you do.
Oct 08 October is Anti-Bullying Month
The aim of anti-bullying month is to prevent bullying from happening. It is designed to hold schools accountable when they fail to protect our children and to force them to take appropriate steps to respond to bullying. Bullying can come in many forms, and victims can feel helpless or unsure of how to stop the situation. While bystander intervention is an effective way to stop bullying in real-time, understanding how it can be prevented can be even more important.
Oct 01 Fall is Officially Here!
The autumnal equinox occurred on September 22nd. Fall is officially here and with it comes your honey-do lists preparing your home. Here are some home maintenance tips from the Travelers Risk Control professionals to help you prepare for the coming winter.
Sep 17 Do Hackers Return
According to Atlas VPM data, half of businesses worldwide have been affected by recurring attacks from the SAME hacker. The data also revealed that 61% of companies hacked did not remediate the breaches, leaving the company and its data vulnerable to attack. From phishing emails and cloud-based attacks to cyberattacks on remote workers and ransomware, cybercrime is up by 600 percent.
Sep 10 Solemn Weekend
Twenty years tomorrow we will remember the almost 3,000 people who lost their lives. We honor the first responders who never hesitated but ran to assist those in the two towers, the Pentagon, and in Pennsylvania. Talk to your children about how we all came together with such patriotism that we haven’t seen since. We are the greatest country in the world and “we will never forget.”
Sep 03 September is National Preparedness Month
With forest fires and hurricanes hitting all across the US, it’s time to raise the importance of preparing for disasters and emergencies. There are plenty of resources to assist you during September to help you prepare. Ready.gov/September features four weekly posts – Make a Plan, Build a Kit, Low-Cost, No-Cost Preparedness, and Teach Youth About Preparedness.
Aug 27 Hiking in the Wilderness
With Fall coming, family hiking is a great activity. However, being aware of both your surroundings and what to watch for can make your day a happy and safe one.
Aug 20 Seniors and Car Safety
Ever wonder as you grow older, what car you should choose for safety, one that is easy to drive, safe, and has the technology to help avoid common mistakes that lead to accidents. In a recent issue of Aging IQ, experts suggest tips for ensuring your safety behind the wheel.
Aug 17 Car Cyber Attacks
When you think of cyber attacks, you think of breaches of credit cards, banking accounts, and businesses. But did you think about a cyber attack on your car? That’s right – a cyber attack.
Aug 13 Insurance Myths To Be Aware Of
Consumers are often confused about what insurance covers and what it doesn’t. Property Casualty 360 helps demystify some of the myths.
Aug 06 Traveling Safely in your RV
Hitting the road this summer in your RV, here are some tips to keep you and your family safe. Over 43.6 million people will travel the roads, many of them in RVs.
Jul 30 Traveling by Car This Summer
With more and more people planning road trips, you need to be even more attentive due to distracted drivers. According to the NSC, more than 700 people daily are injured by distracted driving crashes. The cause – talking on the cellphone or texting/programming in-vehicle systems.
Jul 23 Dogs in Hot Weather
Dogs can’t perspire, so how do they keep cool? They pant. They also release heat through paw pads and nose to regulate their body temperature and keep cool.
Jul 16 Beat the Heat
We’re in the midst of summer and seeing record temperatures. It is important that we remind workers on the danger of working in the heat.
Jul 02 Fireworks Safety
What would the 4th of July be without fireworks. Can’t imagine. But they are deadly. In 2020, eighteen people in the US died after episodes involving fireworks according to the Consumer Product Safety Commission, and that doesn’t include those who were seriously injured.
Jun 25 June Weddings
June is the most popular month to get married, simply because of the mild weather. There is a saying that “for those who marry in June, you’re a bride all your life.” Here some facts about June weddings:
Jun 18 Happy Father's Day - June 20th
“When my father didn’t have my hand, he had my back”Linda Poindexter
Jun 11 Graduations - Time to Celebrate
June is graduation month and parents are faced with how to keep their teens safe. Here are some tips from the Partnership to End Addition that might help:
Jun 07 2021 Hurricane Season
Hurricane Season – 2021 is shaping up to see 13 to 20 named storms, 6 to 10 to become hurricanes for the East Coast and 2 to 5 tropical cyclones predicted for the Central Pacific hurricane region. With tropical storms comes lots of rain and that means flooding. Make sure your to-go-bag is ready and you know your evacuation routes. Don’t drive through standing water. And last, contact our agency for a flood quote. Just two inches of water can cause significant damage.
May 28 Memorial Day 2021
Honoring all who served. Take a moment this holiday weekend to remember all who served and all who paid the ultimate price to protect our country.
May 21 Support Your Local Restaurants - Eat Out
It has been a hard year and many restaurants have closed during the pandemic. According to the National Restaurant Association revenue is down by $240 billion. Over 110,000 restaurants are temporarily or permanently closed.
May 14 Small Business Month
Small businesses represent over 99% of the 28.7 million firms. The vast majority have fewer than 20 employees and nearly 40% of all enterprises representing under $100k in revenue, according to JP Morgan Chase. So it is fitting that the month of May celebrates the small business owners.
May 03 Pandemic is changing Employee Benefits
According to Tim Allen, Harvard Business Review, companies are recognizing that employee benefits can be life-changing for their workforce, especially those centered around care, flexibility, and mental health. Many employers in order to better support their employees and their business are planning to revise their benefit strategies.
Apr 23 Alarming Surge in Ransomware Attacks
Ransomware attacks have surged about 200% in the past two years according to Insurance Thought Leadership. Severity is up too, with the average demand exploding from roughly $10,00 to $100,000. Armed with increasingly inexpensive tools, hackers are expanding where and what they target. There are even developers who sell or lease ransomware, offering Ransomware-as-a-Service (Raas).
Apr 16 Spring and Floods
With the weather changing and heavy rains upon, flooding is a certainty. Here are the ten top facts every consumer should know about the National Flood Insurance Program (NFIP)
Apr 02 Happy Easter
On behalf of our agency we wish you a blessed and safe Easter Holiday.
Mar 19 Spring Cleaning - Spring Begins
With the start of Spring, it is now time to focus on getting our homes ready for the season. Here’s a quick list of tasks recommended to launch spring properly.
Mar 12 Daylight Savings Time
Daylight Savings is this Sunday – don’t forget to set you clock forward. Looks like you you lose an hour of sleep. Some people have trouble adjusting to the one hour change. It is recommended that you keep your schedule and get seven to eight hours of sound sleep and go to bed a little early the night before. If your sleep cycle is out of whack, driving can be a bad idea. One study showed that fatal traffic accidents increase the Monday after both time changes.
Mar 05 Protect Your Phone Data
With all the data that is on your phone, there are quite a few tech makers who do not protect your privacy. So what do you do? Here are some tips from Firefox:
Feb 26 Why the Surge in Car Thefts
A puzzling invitation to auto theft is increasingly sitting in the unoccupied car’s cup holder—the key fob. After many years of car theft declines arising from improved technology, we are now seeing a surge in this unfortunate crime. This spree, worsened perhaps by the pandemic, can be attributed to largely one factor: human carelessness. No hot wire is needed!
Feb 19 Saturday is National Love Your Pet Day
This weekend is the perfect time to thank your pets for their companionship especially during these times when you are stuck at home with restricted activities. They are there with undying love and ready to put a smile on your face.
Feb 12 Happy Valentine's Day
If you are planning on giving a keepsake at Valentine’s Day, we want to remind you to obtain insurance coverage for it. You can add the item to your homeowners’, or depending on the value, obtain a jewelry policy.
Feb 05 Least Reliable Cars for 2021
It’s that time of year when Consumer Reports’ publishes their various reports on the auto industry. Here is a list of the ten most unreliable vehicles with the greatest risk of problems:
Jan 29 Dangers of Space Heaters
It is always nice to be snuggly and warm during the winter nights, but many of us use space heaters to keep us warm. They can be dangerous and the biggest threat is fire. Fire is caused by the overloading of circuits and power failures. Last year, there were 55,000 fires, 450 deaths, and more than 1,500 injuries due to space heaters.
Jan 22 Skin Irritation
With all the hand hygiene everyone has been doing during the COVID pandemic, many of us are experiencing skin irritations.
Jan 15 Start the Year With Business Continuity Review
With so many situations affecting our businesses this past year, such as COVID-19, lock downs, and remote employees, it is important to review annually your procedures to restore critical business functions in the event of an unplanned disaster. These disasters could include natural disasters, security breaches, service outages, and other potential threats.
Dec 18 Holiday Candles and Fire
We love them. Holiday Candles smell so good and project a warm glow to our home. But, they can be deadly.
Dec 11 Keeping Pets Safe During the Holidays
With so much going on this season regarding decorations and lights, your furry babies are thrilled. However, to safeguard your pets, see the following:
Dec 04 Cyber Security Events
With ransomware and phishing attacks on the rise, companies must continuously focus on cyber risks to protect assets and customers.
Nov 25 Be Safe for Thanksgiving
With Thanksgiving just days away, we want to pass along some turkey safety tips:
Nov 20 Avoid Fines by Training Workers
Not training your workers regarding COVID-19 can result in fines and lawsuits. Sixteen states have passed emergency temporary standards requiring employers to train their workers on COVID-19 workplace safety protocols. Every state enforces things differently, so it is important you know what your state requires.
Nov 13 Ten Most Deadly Vehicles
According to the National Safety Council, an estimated 38,880 people lost their lives and more than 4 million required medical attention.
Oct 30 Daylight Savings Time
It is finally here – you get an extra hour of sleep. So don’t forget to set your clocks back an hour.
Oct 23 6 Money Saving Tips for Teen Drivers
According to a recent article in NU Property Casualty 360, they reviewed the six ways to save money on insurance for teens.
Oct 16 Winter is Coming - Prepare Your Car
With winter months almost upon us, now is a good time to make sure your car is ready. Here is quick checklist for winter driving.
Sep 18 Life Awareness Month
September is Life Awareness Month and Life Happens, a non-profit organization, is dedicated to helping educate consumers on the importance of life insurance and related products.
Sep 11 September is National Preparedness Month
September is a time to promote family, community, and business disaster now and throughout the year. With COVID-19, hurricanes, wildfires, and floods, there is no better time to get involved.
Sep 04 Happy Labor Day
A day to honor the hard work that you have put in. A day to relax and enjoy.
Aug 28 OSHA COVID-19 Materials
OSHA has issued new posters and guidance booklets for businesses. They are free and available in multiple languages. Go to https://www.osha.gov/pls/publications/publication.searchresults?pSearch=coronavirus%7Cadd+to+cart and select the materials right for your business.
Aug 21 OSHA Reverses Recordkeeping Rule
OSHA has updated their guidance to employers regarding completion of the OSHA 300 Log and the reporting of employees cases of COVID-19 as “work-related”.
Aug 14 Surviving an Email Attack
According to the FBI, business email compromises cost businesses $26 billion between 2016 and 2019. This represents a serious threat to your business.
Jul 31 Stroke Warning Signs
Stroke kills about 14,000 Americans each year – that’s 1 out of every 20 deaths. Someone in the United States has a stroke every 40 seconds. Every 4 minutes, someone dies of stroke. Every year, more than 795,000 people in the United States have a stroke, according to the CDC.
Jul 24 Protections for Working Safely in Summer Heat
Temperatures are soaring across the United States and are creating hot and hazardous working conditions. OSHA has issued a trade release with suggestions to help mitigate heat hazards.
Jul 17 Protecting Your Home From Tropical Storms or Hurricanes
We are in the midst of the hurricane season which generates tropical storms throughout the United States. 2019 is predicted to produce 16 name storms and reach tropical-storm strength or greater, with eight hurricanes with at least one potentially hitting land-fall.
Jul 10 Tips to Keep Working from Home Secure
If you are working from home, here are six tips to help you do so securely.
Jun 26 D&O rates are set to climb
According to a report by AM Best, Directors and Officers liability insurance rates are likely to double in the wake of the COVID-19 pandemic as insurers respond to increased shareholder litigation over the past three years and future litigation over coronavirus-related exposures.
Jun 26 At Fish-Johnson Insurance We Insure Everything under the rainbow.
At Fish-Johnson Insurance we insure everything under the rainbow. Call us at 319-233-3335 to discuss all your insurance needs.
Jun 19 Happy Father's Day
Thank you for all the ways you go above and beyond every day for your family. On behalf of all of us at the agency, we wish you a Happy Father’s Day.
Jun 05 Smart Cameras, Baby Monitors Vulnerable to Hackers
If you use baby monitors or wireless cameras, you are at risk for being hacked by cybercriminals.
May 22 Memorial Day - Remember & Honor
To all the first responders, nurses, doctors, health care workers and those that gave their lives to protect this great nation – we remember, honor, and thank you for your service.
May 08 Happy Mother's Day
Mothers – You’ve Been Keeping the Family Together During These Trying Times.
Apr 17 Scams During COVID-19
Millions of Americans are working at home, holding virtual meetings, educating their children, and communicating with family and friends. But are you exposing yourself to the latest scams.
Apr 07 Fish-Johnson Insurance Achieves "Preferred" Level at West Bend
West Bend Insurance Company recently recognized Fish-Johnson Insurance Agency as achieving their “Preferred” level of recognition in the company’s Preferred Partners agency awards program. The Preferred Award achievement level is based on the agencies profitability, growth and West Bend’s position within the agency. Fish-Johnson Insurance has been recognized for such an award in each of the last two years. This award earned Fish-Johnson a trip to Nashville, Tenn., however the trip has been canceled due to the Coved 19 virus. Fish-Johnson has represented West Bend Insurance since 1990.
Mar 27 Working at Home - Here's Some Tips
Ann Henry, who has worked at home for over 11 years, wrote an article for Gossip That Matters, to offer tips for workers new to working remotely. Here is her advice.
Mar 24 OSHA 300A & The Coronavirus Brochure
OSHA has reminded employers of their reporting requirements for workers with coronavirus, and provided guidance as to how to complete the form. In addition, they created a brochure, “Guidance on Preparing Workplaces for COVID-19”, which you can download. If you need any assistance, please contact us at the agency.
Mar 13 Coronavirus Prevention Tips
Here are five things to remember to help protect yourself from becoming infected with the coronavirus. Follow flu prevention tips.
Mar 06 Change Your Clocks on Sunday
Daylight Saving Time begins Sunday, March 8th. So set your clocks forward one hour to “spring ahead”, which means you lose one hour of sleep.
Feb 28 March 2nd Deadline for Form 300A
The deadline for employers to electronically submit their 2019 Summary of Work-Related Injuries and Illnesses is due March 2nd. To determine if your business, with 20-249 employees, is required to submit this form, use this link.
Feb 26 Workers' Compensation Drug Formulary Model Adopted
To combat the opioid crisis and lower drug costs, the National Council of Insurance Legislators adopted the Worker’s Compensation Drug Formulary Model Act. The purpose of the act is to establish a drug formulary for use in states’ workers’ compensation systems in order to facilitate the safe and appropriate use of prescription drugs in the treatment of work-related injury and occupational diseases. Each state will use this framework to establish their own policy.
Feb 14 Happy Valentine's Day - Buying Jewelry
If you are planning on giving jewelry, we recommend you have it appraised, and then call us so we can protect it with the right insurance. February is also National Heart Month. We encourage you and your loved ones to schedule a check-up to help fight against cardiovascular illnesses and disorders.
Feb 07 Wear Red Today
Wear Red Day is dedicated to raising awareness about heart disease in our communities. Heart disease is the leading cause of death in the United States. Pledge to be more active to protect your heart by moving more, eating healthy, managing stress, not smoking, and getting quality sleep.
Jan 31 Is a home security system worth the investment?
Besides providing you with peace of mind, home security systems can help with:
Jan 24 Are you guilty of password passivity
Cybercriminals are hacking both individuals and corporations every minute of every day. One area they love is cracking passwords.
Jan 17 Clean Out Your Inbox Week
Next week is Clean Out Your Inbox. It is a great time to start 2020 with an organized inbox. Here are some ideas as to how to sort and file all those pesky emails.
Jan 10 Want to Know What the Top Pick Ups Were for 2019?
According to Statista, the top selling pick up trucks were:
Jan 03 Review Your Employee Handbook
As we start 2020, it is a great time to review and update your Employee Handbook. With the advent of ransomware and cyber breaches, it is important to communicate to your employees the procedures to be followed as it relates to electronic communications.
Dec 27 Planning on Hosting a New Year's Eve party?
Everyone is excited to attend your New Year’s Eve Party – but are you ready? Erie Insurance prepared a list of eight tips to help you and your guests have a safe New Year’s Eve event.
Dec 20 Annual List of the 10 Worst Toys of 2019
As you are preparing to finalize your gift-giving, take a look at this list of toys that you should avoid giving according to the 47thannual report by World Against Toys Causing Harm (WATCH):
Dec 13 10 Things To Do To Close Out Your Year
As we start to wind down the year, it’s a perfect time to take action on these ten tasks:
Dec 06 Planning an Employee Holiday Party?
Planning on a holiday party for your employees? Here are some suggestions from Katie Kuehner-Hebert, courtesy of NU Property Casualty 360.
Nov 15 National Clean Out Your Refrigerator Day
National Clean Out Your Refrigerator Day is observed annually on November 15. Get together a soap and hot water filled bucket, disinfectant, a sponge and a garbage bag, and you are ready for the day!
Nov 08 Veterans Day on the 11th
As we come together as a nation to celebrate Veterans Day, take a moment to remember friends, family members and colleagues who served in our military. It is thanks to them that we live in the home of the free and the brave. Also, it is a great time to hire a vet.
Nov 01 Daylight Savings Time Ends
Don’t forget: Daylight Savings Time ends for much of the United States at 2AM Sunday November 3rd.
Oct 26 Buying Flood Insurance - Questions to Ask
Flooding conditions can continue through the winter months. You might be considering a flood insurance policy but don’t know what questions to ask. This post from FEMA should be helpful.
Oct 18 Is Your Business Continuity Plan Up to Date?
As the international community celebrated ShakeOut Day to promote earthquake resiliency and preparedness, now is the time to review your established business continuity plans or create an appropriate plan if you don’t have one.
Oct 11 October is Crime Prevention Month
According to Alarms.org, every 13 seconds a burglary occurs. Two thirds of the 2.5 million burglaries were home break-ins.
Oct 10 Fish-Johnson Insurance Achieves Premier Level
West Bend Insurance recently recognized the Fish-Johnson Insurance Agency as achieving the “Premier” level of their Agency Awards Program. This recognition earned Fish-Johnson Insurance a trip to Chicago where they participated in West Bend’s celebration of their 125th year in business.
Sep 12 September is Life Awareness Month
Life Happens, a non-profit organization, has an entire website devoted to life insurance. September is Life Awareness Month and you will find calculators to assist in determining the insurance coverage you need, along with helpful videos and educational pieces. Go to https://lifehappens.org to find out what you need to protect your family and then call the agency to discuss.
Aug 30 History of Labor Day
Labor Day, celebrated the first Monday in September, pays tribute to the contributions and achievements of American workers. It was created by the labor movement in the late 19thcentury and became a federal holiday in 1894 by Grover Cleveland. Labor Day weekend also symbolizes the end of summer.
Aug 26 Fish-Johnson Insurance Receives Recognition from SAFECO
Safeco Insurance Company has recognized Fish-Johnson Insurance Agency, as a Safeco Elite agency based upon outstanding performance and commitment to serve its customers as a trusted advisor.
Aug 23 Driver Safety in School Zones
Last week’s post dealt with child safety, today we’d like to provide tips for drivers in a school zone. Please review and be prepared for back to school traffic.
Aug 16 Going Back to School
Getting your children ready to start school is a perfect opportunity to review keeping them safe.
Aug 09 August 12-18 is Safe & Sound Week
Safe & Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep American’s workers safe.
Jul 19 Safety Tips for Warm-Weather Work
Employees should understand the factors that lead to heat susceptibility. With temperatures rising, it is a good time to review.
Jul 05 Grill Safety
Lots of barbecues are happening this weekend. It’s is no better time to pass along some grill safety tips to make sure your party is fun and incident free. Here are some statistics to illustrate the point.
Jun 21 First Day of Summer
Today is the first day of summer and the longest day of the year. Your children are out of school, and vacation plans are underway. Get prepared for summer by following these maintenance tips provided by Heather Turner from Property/Casualty 360:
Jun 14 Happy Father's Day
To all the fathers we hope you have a great weekend. May you enjoy the celebrations of Father’s Day with your children and father. We send warm greetings to you all.
Jun 07 Teen Drivers & Summer Driving
School is wrapping up for the year, and teen drivers are ready to hit the road this summer.
May 31 Hurricane Season Starts June 1st
Hurricane Season officially begins June 1st. This Spring has been tumultuous with weather activities such as tornadoes, heavy rain and flooding. Now, Hurricane Season is here and experts predict 13 named storms. While activity is slow in the beginning of the season, now is the time to purchase a flood policy to protect your home or business from the devasting effects of water and flooding. Remember, It takes 30-days for a policy to take effect.
May 24 Memorial Day
Please take a moment this weekend to honor all those who have served and died for our country. It is because of them that we enjoy the freedoms we have. Happy Memorial Day!
May 17 Cyber Drills - Minimize Risk
Most companies will suffer a cyberattack at some point. Making a plan and practicing for a cyber event can help minimize risk and expedite recovery.
May 07 National Small Business Week
As a small businessowner, it is difficult to keep up to date with the latest topics and issues. The SBA is offering a free online conference hosted by the US Small Business Administration and SCORE. For today and tomorrow you can register and attend all or pick and choose the sessions you wish to attend.
May 03 Car Care Tips
Spring is here and what better time to tackle the job of checking your car for any winter weather damage.
Apr 26 Contractors & Water Damage
Zurich has presented a series of innovative tools to help contractors prevent water damage on a construction site.
Apr 19 Happy Easter!
On behalf of all of us at Fish-Johnson Insurance, we wish you a Happy Easter!
Apr 12 Spring Lawn & Garden Checklist
Gardner’s Edge has been assisting homeowners and avid gardeners since 2005. Follow their spring checklist to ensure a healthy, lush lawn and garden this season!
Apr 05 Flooding This Spring
Flooding is a coast-to-coast threat to parts of the United States nearly every day of the year. The National Weather Service has created a site to help keep you safe in a flood event.
Mar 29 Spring Cleaning Checklist
Make these 15 preventative maintenance tips part of your spring cleaning to-do list this year
Mar 22 March Winds
Weather has a definite impact on your home. March typically signifies the start of destructive spring weather patterns, such as hail, tornadoes, wind, and lightning according to HVAC Investigators. Over $2 billion in damages have been paid out by insurers.
Mar 15 Businesses Using Chatbots in 2019
2019 is predicted to see an increase in the number of businesses using chat bots.
Mar 08 Daylight Savings Time Arrives
Don’t forget that Daylight Savings Time kicks in on Sunday. You need to move your clocks ahead an hour. There goes an hour of sleep. But, you can feel safer that children will be leaving for school in daylight rather than in the dark.
Mar 01 Looking for a dependable car?
According to J.D. Power, the top rated overall vehicle dependability brands are:
Feb 22 Flood Insurance - Why You Need It!
No matter where you live, water causes severe damage. With winter thaw, flooding is more than possible. However, flood insurance is not part of your standard homeowners insurance.
Feb 15 Cold Weather Playing Havoc
Cold temperatures across the United States have caused consumers havoc both in their homes and in their cars.
Feb 08 Valentine's Day - Buying Jewelry?
If you are considering buying jewelry for Valentine’s Day, here are five tips from Anne D’Innocenzio of The Associated Press.
Feb 01 Super Bowl - Have Fun But Be Careful
If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe. Remember to plan ahead for safe transportation if you are planning to drink. Be careful with your credit card information, as with all the activities, identity theft rings are working to steal your information, and finally, with lots of people in one location, it is important that you know where the exits are.
Jan 25 Small Business-Regulatory Issues
To keep your business compliant in 2019, here are ten regulatory issues to watch out for:
Jan 18 Corporations Top Concerns
According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events. In addition, workforce skill shortages and legislative/regulatory changes rank as key concerns.
Jan 11 5 Homeowner's Resolutions for 2019
To assist you in protecting your home in 2019, here are five tips to help prevent a claim.
Jan 04 Prepare Your Business for 2019
It is a fact that 25% of small businesses never reopen after a catastrophe. Here is a simple checklist to start 2019 with a good disaster-prep program:
Dec 28 New Year's Safety Tips
With New Year’s Eve approaching, here are a few things to consider as you get ready to party:
Dec 21 Holiday Safety Tips #3: Last Minute Shopping
Here are some safety tips to follow when you are shopping at the holidays:
Dec 14 Holiday Safety Tips #2: Hazardous Toys
If you are giving toys this season, here are ten toys that WATCH (World Against Toys Causing Harm) suggest you avoid:
Dec 07 Holiday Safety Tips #1
Holiday Season is a special time of year. And with it comes careless and vulnerability to theft and other holiday crime. For the month of December, we will post a series of safety precautions to help insure you have a wonderful holiday. Our Tip #1 features Shopping at Malls.
Dec 03 Thank You For Visiting Us
We would like to thank all of our valued clients who stopped by in the month of November for our Open House. We were happy that over 150 of you were able to see the new office and sign up for the raffle.
Nov 30 Fireplace Holiday Preparation
With the holidays, we want to feature our fireplaces with holiday decorations. Here are a few tips to keep your safe this holiday season.
Nov 26 Cyber Monday is Here
Cyber Monday is expected to set new online records with a 17.5% increase from last year or $7.7 billion in sales. If you are one of the millions shopping online, here are some safety tips to follow:
Nov 16 Holiday Cooking Safety Tips
Here are some cooking safety tips to follow as you get ready for Thanksgiving:
Nov 09 Thanking Our Veterans on Veteran's Day
Twenty-five million veterans are living among us today. These men and women selflessly set aside their civilian lives to put on the uniform and serve us. On behalf of all the members of our agency, we want to say “thank you” to all our Veterans.
Nov 02 Daylight Savings Ends
Sunday, November 4th, is the end of Daylight Savings Time. What does that mean, you gain an hour of sleep? So don’t forget to turn your clocks back an hour before going to be on Saturday, November 3rd.
Oct 19 Are your wedding rings insured?
Couples spend thousands of dollars on their wedding rings. Did you know that your renter’s and homeowner’s insurance has limits? Most policies only pay out a maximum of $1,500 to $2,500, a fraction of what you might have spent.
Oct 05 Falls Drive Up Construction Workers' Comp Costs
More than 30% of workers’ compensation claims stem from construction sites are the results of falls from elevated surfaces according to Nationwide Mutual Insurance.
Oct 01 Fish-Johnson Recognized as Elite Agency by SAFECO
Safeco Insurance Company has recognized Fish-Johnson Insurance Agency, as a Safeco Elite agency based upon outstanding performance and commitment to serve its customers as a trusted advisor.
Sep 14 Safety Driving Tips in School Zones
With children back in school, now is a good time to remind you about safety tips in a school zone.
Sep 11 September is National Preparedness Month
Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in insuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. These Emergency Preparedness and Response pages supplied by OSHA can provide information on how to prepare and train for emergencies and the hazards to be aware of when an emergency occurs. The pages provide information for employers and workers across industries, and for workers who will be responding to the emergency. Go to https://www.osha.gov/SLTC/emergencypreparedness/index.html for specific plans for tornadoes, floods, wildfires, and hurricanes.
Aug 31 Attention T-Mobile Users - Data Breach
On August 20, 2018, T-Mobile contacted their customers to alert them of an unauthorized person accessing certain personal information. The data that was compromised was name, phone number, email address, account number, and type.
Aug 24 Do You Know What the Most Costly Home Property Damages Are?
These five causes of home damage were identified by the Travelers in their recent report which tracked claims from 2009 to 2016.
Aug 17 Cyber Protection is More Than Insurance
No matter what your business, cyber-attacks are an increasingly common occurrence. They not only affect the Internet, but also attack your core business systems. In addition to your cyber liability coverage, you need to implement risk management support.
Aug 10 Back to School
August is Back to School Safety Month. With the new school year about to start, it’s a good time to remind motorists to be extra careful at all times. Here are some safety reminders for drivers:
Aug 03 Take the Pledge
What are the 100 deadliest days for teens? It’s from Memorial Day to Labor Day, when accidents among teens drivers spike by 15%. Join the millions who have pledged to drive distraction free. From checking emails to posting on social media - all of it can wait.
Jul 13 Preventing Worksite Fatigue
According to a recent survey by the National Safety Council, 32% of reported injuries and near-misses are due to fatigued employees.
Jun 22 Small Business Optimism Nears 45-Year High
In May, Small Business Optimism rose to 107.8 - the second highest level in the 45-year survey history according to JobCreators. Income increases hit a 45-year high with a net 35 percent reporting raises for their employees, while positive sales trends are at the highest since 1995. Business expansion plans are the most robust in survey history.
Jun 15 Thinking of Buying a Motorcycle?
You will need to consider obtaining coverage for your motorcycle. While you can easily add it to your personal auto policy, there might be a better way to provide protection due to numerous gaps in coverage since auto policies were not designed with motorcycles in mind.
May 18 Mobile Device Threats
According to Michael Ogden in his recent article in PropertyCasualty 360, there are five mobile devise threats and how to prevent them.
Apr 20 Beware the latest Medicare scam
The Coalition Against Insurance Fraud is warning seniors of an identity-theft scam targeting Medicare recipients.
Apr 06 April is Stress Awareness Month
Since 1992, April has been designated as Stress Awareness Month. According to the American Institute of Stress, about 90% of all visits to primary care physicians are for stress related disorders, ranging from stomach trouble to heart disease. Job related stress costs American businesses about $150 billion a year.
Mar 30 Data Breach at Orbitz
Do you use Orbitz to book your travel? If so, you might be one of over 880,000 payment card number and related information exposed to a data breach. These were two breaches which occurred:
Feb 19 February is Insurance Career Month
Have you considered a career in insurance? It’s more than a job, it’s more than “selling” – it’s about working with a client to provide them with the very best insurance coverage to meet their needs and mitigate their risks. It’s a rewarding career.
Feb 09 Winter Flooding and Its Effect
Throughout the coldest months of the year, winter flooding is a country-wide risk.
Dec 29 Happy New Year!
On behalf of all of us at the agency we want to wish you a Happy New Year! Be careful this week-end when driving; and, if you are planning on drinking, please have a designated driver.
Dec 14 2017 Ten Most Hazardous Toys
The non-profit, World Against Toys Causing Harm, has released its 2017 list of the ten most hazardous toys. W.A.T.C.H. says consumers buying toys on the Internet are already at a disadvantage, as they are unable to touch and physically inspect a toy and its packaging at the time of sale for more obvious hazards. In some cases, limited product information on e-commerce sites can lead to misinformed, and potentially dangerous, consumer toy purchases.
Dec 08 Holiday Decoration Safety Tips
The U.S. Consumer Product Safety Commission issued a Holiday Decoration Safety Tips Flyer and here are some tips to keep in mind as you decorate your home and business for the holidays:
Oct 27 Trick or Treat Safety Tips
Here are some tips to get ready for Halloween to insure you have a safe outing.
Oct 20 Tree Maintenance & Care
Fall is a great time to prepare the trees on your property for winter. The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained.
Oct 14 Fall Driving Tips
Being prepared for fall’s inclement weather and hazardous driving challenges is half the battle.
Oct 06 The Ultimate 8 Fall Maintenance Tips
With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance. Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater. We’ve compiled the top eight fall home maintenance tips, along with what you can do to ensure your home stays warm and comfortable this winter.
Sep 29 Disaster Preparedness
With National Preparedness month wrapping up, it’s a good time, in light of the hurricanes and storms, to remind you to prepare. One project to consider is a Family Communication Plan.
Aug 25 Back-to-School Safety Checklist
School is starting and is your child ready? Keeping him/her safe from injury is extremely important. To assist you, we have provided a Safety Checklist from the National Safety Council which speaks to walking to school, riding a bike to school, riding the bus, and then school safety tips such as back-pack related injuries and preventing playground injuries.
Aug 18 Solar Eclipse Safety
We are set for unique experience on Monday, August 21st – a total coast-to-coast solar eclipse. During that time, the sun will be blocked for two minutes and create eerie diamond rings of light, weather permitting. So, if you are watching on tv or seeing it in person, you should be awed.
Aug 10 Safety Items for Back to School
You received your list of supplies your child needs to go back to school. Here are some safety items you might consider adding to your list. Each is designed to provide immediate ways to protect your child from unwanted attention.
Aug 04 Family Fun Month
August is Family Fun Month and keeping everyone safe while enjoying the outdoors can be challenging. Here are some safety tips to ensure you have a wonderful experience from the NYSPCC. Practice water, sun, bike, barbecue, and fire safety. To read the entire article, click here.
Jul 14 Watercraft Thefts
Recreational boating continues to grow in both popularity and in risk. Boats are on the lakes, in the ocean, and on the rivers, all during the summer.
May 26 Remembering on Memorial Day
As we enjoy this weekend with our friends and family, let us take a moment to remember those heroes who have given their lives, who have served, or who are serving, to protect our precious freedom. They are our true heroes. On behalf of all of us at Eustis Insurance & Benefits, we wish you a Happy Memorial Da